Set up a small fund of discretionary money. Transfer a small amount of money into that account automatically, anywhere from $5 to $20 a month. Any money in this account can be spent on whatever you please.
Everything is so expensive nowadays, and saving money has become more and more challenging but even more crucial. The American dream of having it all, convenience at our fingertips, and the instantaneous accessibility to credit cards has made proper financing a low priority in many peoples' lives. As if that weren't tragic enough, too many people are ill-informed, if at all, about personal financing. How are we, as a society, expected to recover from financial disaster if we're surrounded by ignorance? And when will good intentioned but incessant people learn that telling someone to simply save money isn't effective or helpful? Examples and methods that can be incorporated are much more productive. Most of us don't have an opportunity practicing with money in real-life situations until we become independent ourselves, but b/c we've been so ill-prepared, the stress and pressure drives us to the very thing that causes financial catastrophe: debt. Here you'll find some useful money-saving tips that you can utilize! As a young renter, my tips will be more apartment-friendly than homeowner friendly.
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