Sunday, March 30, 2008

VONS Free Delivery Code

Vons.com has sent me another promotion code for free delivery on a minimum of $50 purchases. Who doesn't spend at least $50 on groceries? I know when you buy groceries weekly or buy meat at a butcher and produce at the Farmer's Market, it's a different story. But frozen foods, dairy, and canned products, and snacks should also be purchased. They aren't very nutritious, but I like having a variety of choices (in case I injure myself and I can't cook, there's a blackout so I can't open the refrigerator, etc). It's when I get promotion codes like these that I take advantage of the offer. Be careful, though. Sometimes I purchase things and one essential ingredient is missing, so I may have to go out and buy the remaining ingredients. It's best to leave an open schedule shortly after the delivery.

Promotion Code: FRESHNESS
Expiration Date: 5-8-08

Thursday, March 27, 2008

Ways to Save on Utilities

1. Before you store leftovers in your refrigerator, let it cool to room temperature. Then cover it with plastic wrap. Warm, uncovered food requires the refrigerator to use more energy to keep the refrigerator at a cool temperature.

2.

Tuesday, March 25, 2008

Allergy Reducing Tips

Disclaimer: I'm not held liable for any suggestions I make that may have adverse effects on some individuals. Please check with your physician before trying anything.

While these suggestions may be successful for people with various levels of allergies such as a dust free home, realistically speaking, mild or easily controlled allergies will probably find the most relief. They may not be successful for severe allergies, but I also believe that they shouldn't exacerbate any symptoms.

1. If you're in the process of moving out and/or have an opportunity to choose between hardwood or carpeted floor, select hardwood! I'm astounded by how many people consider carpet the preferred choice. The softness can easily be achieved with a plush rug, which can be washed regularly. Carpet collects and traps a lot of dirt, bacterias, viruses, other pollutants such as allergens, and is much more susceptible to mold. Even with regular vacuuming, a rare practice, pollutants become so deeply lodged in that no amount of vacuuming can suction everything out. Additionally, a perpetual cycle will always exist with carpets. Neglecting to vacuum with amplify symptoms, but allergy victims exposed to vacuuming also exacerbates the symptoms they're trying to relieve with removal of all the pollutants. For more suggestions on carpeted floor, look under number 3.

2. If you have hardwood floor, count your blessings. While you should always clean diligently, take special care during the allergy season. Wash any rugs that you may have regularly in hot water to kill off any contaminants. Rather than sweeping with a broom, consider using a cloth mop. When you use a wet mop, make sure that you offer sufficient time to let it dry. Try mopping at night, so allergy pollutants don't cling onto the ground as much and resurface.

3. If you have carpeted floor, try to find someone else to vacuum regularly for you during allergy season. I like to arrange an exchange of services with my friend. She vacuums. I cook. Everyone wins. If you aren't that fortunate, consider investing in a robotic vacuum cleaner such as a Roomba. It may seem a little unnecessary if you already have a vacuum cleaner, but think about the relief you would be getting. And let's face it. How many of us vacuum regularly by hand anyways? You'd be investing in something productive. Unfortunately, experts agree that exclusive use of the Roomba isn't adequate. But by scheduling the Roomba to vacuum regularly, it's much gentler on your regular vacuum cleaner. I consider it a worthy purchase and can be used throughout the year. You may have difficulty justifying the amount, but a dirty home is bad for your health. Your health is a higher value than money. Unless you're suffering from outdoor allergies (which hopefully subside once you're indoors) open all of the windows when you vacuum so any dust that rises can easily exit your home. You don't want it lingering around until it settles back down. Plus, studies have found that outdoor air is cleaner than indoor air. So, the cleansing effects are beneficial, even without allergy symptoms.

4. Keep furnishings dust-free. It may seem excessive, but I like to dust my furniture with a Swiffer everyday. Rather than waiting around until the dust collects, I like to take preventive measures. If you find that the dust has accumulated to an intolerable amount, dampen it first with a wet cloth or furniture polish before running something over it. I don't recommend using lambswool or an ostrich feather. You'd simply be moving the dust around. But a Swiffer duster or microfiber cloth works beautifully.

5. Rearrange for success. Some people don't have the time to move things around, so they can safely and properly remove dust from their furnishings. If that discourages you or prevents you from doing a satisfactory job, consider rearranging things so removal of necessary items become easier. You can store certain things away during the allergy season. I have a collection of vintage perfume bottles and vases in purple that I carefully store away once my allergies become severe. I know it's difficult to part with them, but it's only temporary, and our health is top priority, not material objects. Plus if you're like me, you'll run the risk of damaging them while cleaning when you feel a sneeze coming on.

6. Buy an air purifier. The air quality has declined significantly over time that I think purchasing an air purifier is an excellent idea if you live in a poor air quality area. During allergy season, I find the most relief closest to my air purifier. If purchasing an air purifier is out of your financial capabilities, consider buying air-purifying houseplants such as peace lilies, Chinese evergreen, or Dieffenbachia. **

7. For allergy prone individuals, leather furnishings is favorable. Upholstery retains allergens. I found that out the hard way. I didn't have allergies most of my life. But when I moved to an area with a higher pollen count, I started developing symptoms. My first year, I lived in an apartment with absolutely no furniture. So I had no idea how severe my allergies can get. If you have upholstery, vacuum it regularly. I suggest purchasing a handheld vacuum cleaner. Some people think it's a waste of money because of the attachments available with their primary vacuum cleaner. But what happens if that vacuum cleaner is experiencing difficulty? That is common. Plus I find a handheld vacuum cleaner to be much easier to use. And when something is easier to use, people are more likely to take use it. Besides, how many people actually use their attachments? For really severe, life-threatening allergies, I highly recommend replacing your sofa with leather. That's a costly replacement. But isn't a healthy transition worth it? (The answer is YES!)

8. Determine if you're experiencing indoor or outdoor allergies. Hopefully, it's just one or the other. If so, try to reduce or avoid that exposure. If it's the pollen, consider staying indoors. Maybe leisure a coffee shop with a good book, enjoy a movie marathon at home, make an elaborate menu, engage in an indoor hobby you've always wanted to do but never found the time for (sewing, knitting, writing, scrapbooking, crafting, cooking, etc.) If it's an indoor allergy, open all of your windows to invite fresh air. If you're fortunate enough to live nearby a beautiful picnic, maybe you can make a practice out of visiting daily. Bring a blanket, stock up on prepackaged meals, and a good book. Invite some friends and make an entire day out of it. I like trying to do that once a week. It sure beats surfing the net. Bring a flask. Have some laughs.

9. If you need corrected vision, switch to eyeglasses. They're not as attractive as contacts, but they're also less problematic. Besides, how attractive do you think you are really if you're rubbing the hell out of your eyes because of contacts? More importantly, aside from vanity, vision is one of our senses and generally our primary ones. We only have one set of eyes. It's important to take care of them.

10. Easier said than done but resist scratching your eyes! If you're at home or nearby a sink, rinse your eyes out in lukewarm water every time you feel the urge coming on. It may seem like you'll never leave the bathroom. Sometimes, I spend most of my day in there, but it sure beats raw red skin. Applying a warm or cold compress, according to your preference, can also have soothing effects. Don't reuse the same towel! If you don't want to wash all those towels, use paper towels and dispose them after each use. Some people have find relief by applying tea bags such as chamomile over their eyes.

11. Get adequate sleep. When you're suffering from allergies, it's because your immune system is under attack. It's unable to ward off allergens. One of the worst things you can do is to stay up all night, further weakening your immune system.

12. Wash your sheets ESPECIALLY your pillow cases regularly. I wash my pillow cases every week when I do the laundry. (I wish I can say that I'm equally diligent with my fitted sheets. But who really has the time to wash them every week?) During allergy season, though, sometimes I like changing my pillow cases daily. I recommend getting a week's worth of white pillow cases so that you can wash them in the hot cycle. They're inexpensive, durable, and can be used yearly if you're prone to allergies.

13. Keep your hands clean. After you sneeze, rub your eyes, or blow your nose, your hands get dirty. It's unrealistic to clean your hands after each allergic attack, but try to develop good hygienic habits. (You really should already have them, though).

14. Disinfect surfaces. I use my cell phone, laptop, door handles, etc. Clean those contaminant areas.

15. Beware of over-the-counter allergy eye drops. It's so malicious and self-defeating. When we get itchy eyes, many of us reach for an over-the-counter remedy. The instructions usually state put one drop into each eye daily. But there is something called a rebound effect. When you use it everyday, which the warning doesn't clearly indicate, the symptoms you're trying to eliminate doesn't just return but can have return even more severe. The warning disclaimer vaguely suggests that sometimes redness may occur. It doesn't say that it's a result of the rebound effect. In fact, I've met many physicians who didn't know what a rebound effect was. When I asked a bunch of my friends little brothers and sisters what they think it might be, giving them the same context and background I provided physicians (I have severe eye allergies. I tried over the counter allergy eye drops without success. I kept getting rebound effects), many of them accurately guessed what it was, while physicians were completely baffled. Rebound effect is when you use a product to treat something by using it regularly and temporarily it may relieve your symptoms until the problem you're trying to treat returns with amplified results. I actually ended up getting conjunctivitis from my rebound effect! And no I wasn't scratching my eyes. Three consecutive days of following the instructions and boom, eye infection. But most people experience eye allergies daily so would use the medication daily. How twisted is it that their treatment can actually exacerbate the problem? If your allergies are severe, I suggest seeing a physician. and getting a prescription instead.

16. Pull your hair back. It's been years since I've needed hair gel because I live in a warm environment, but every year when I get the allergies, I have to buy some. Pollen can get trapped on our hair but also stray hair near our eyes can trigger allergic reactions. If you don't have much baby hair, using a headband might do the trick, as well. If you aren't familiar with a good brand, ask around. Do a google search and read the reviews. Ask your friends if you can test their product out. If all else fails, try using an inexpensive brand and hope for the best. Make sure that it doesn't flake because that would be self-defeating. You may have to experiment more than once. If a cheap version doesn't work well, consider upgrading. I just don't like to resort to it if a more affordable choice is available. Don't buy gel based on the packaging, design, cover, or color. Examine the ingredient list. If your first purchase didn't work out, stay away from other brands that carry the same ingredients. (Concentration of the ingredients are in order. So the first ingredient is most concentrated than the last).

17. Shower at night. Pollen clings to wet hair. By showering at night, you reduce allergic symptoms and can wash away any hair products you used earlier in the day. I also find the warm water calming and soothing, which makes me receptive to a good night's sleep. I usually like to let my hair air dry. That's why my hair is so shiny! But during allergy season, I pull out my hair dryer. If you don't own a hair dryer and have no plans purchasing one, I highly recommend getting the Turbie twist. Anyone can wrap it around their head, and it dries your hair beautifully. My hair is so thick that I actually go through two towels in a day, but they last so long that the multiple purchases are worth it.

18. Buy Puffs tissue paper. Not everyone likes how lotiony the texture is, but if you have severe allergies, the softness is much gentler for your skin. While you're at it, buy Kleenex to go packs and carry them with you. A lingering runny nose is a lot more bothersome than if you just cleared your nasal passages. Your body is trying to eliminate toxins from your body. Don't contain it.

19. Don't air dry your clothes during the springtime. Allergens cling to wet surfaces. I know it saves more money and it's the environmentally-conscious alternative, but spring is when you make the exception. How healthy of a choice is it for you if it's contributing to your allergies?

20. Replenish yourself. It's always important to hydrate yourself properly, and allergy season is no exception. If you keep losing fluids from your body, you have to replace them. You lose quite a bit of fluids with runny noses.

Monday, March 17, 2008

National Frozen Food Month

March is National Frozen Food Month. It's the best time of year to buy frozen food, as the best deals exist. This is when I like to stock up. It's ideal because frozen food has such a long shelf life that if I buy enough frozen food during this month, I don't need to buy anymore frozen food until a major sale. I recommend sweet peas, vegetable medley, corn, spinach, cherries, strawberries, TV dinners especially Marie Callender's, Banquet pot pies, Hot Pockets, Gordon's fish sticks, okra, plums, pineapples, mangoes, frozen juice concentrate, blueberries, and Totino's pizza rolls.

Monday, March 10, 2008

Prescription Discounts

I firmly believe that we live in a country whose approach to healthy lifestyle is management-symptom oriented prescription medication that's unnecessary in many circumstances. If we, as a society, stopped turning to prescription medications to correct imbalances within our body, we might put more active effort into naturally reaching equilibrium. With that said, in some circumstances, prescription medication is unavoidable. With spring approaching, I inevitably face severe allergies. I'm even at risk of reaching critical life-threatening levels. So, it's prevalent that I take prescription medication. I've explored holistic and Eastern medicine practices to reduce the intensity of my allergies, but it isn't sufficient. With each medication costing up to $200 a pop, they really add up. I wanted to share a resourceful website that offers discounts for qualifying prescription medications. It lists discount cards that offers savings on select prescription medication, and many medications are eligible. Popular medications, name brand or generics, can be eligible for special discounts such as 1 out of the 4 pills will be free, or the cost of two pills will be waived at the pharmacy's office and two more will be delivered to your home free of charge.

www.needymeds.com

I learned of this website through a social worker who works in a hospital. It's easy to use, resourceful, reliable, abundant, and informative. Social workers are a valuable asset and a wealth of knowledge when it comes to discounted medications, as it's their job to assist low-income patients. What I actually recommend is to schedule an appointment with the social worker at your hospital right after your health exam. That way any suggested medication can be reviewed with the social worker for any eligible discounts. Sometimes, a generic medication may be eligible for a discount but not the name-brand version. Aside from the substantial cost in difference, generics and name brands are usually identical. Sometimes, generics are even preferred when name-brand medications have a coating that some people are allergic to. My point is that generic versions are a favorable choice when discounts are offered. But it's best to investigate and finalize everything at the hospital, so any necessary corrections can be made right there. A lot of times, physicians prescribe the name-brand version unless it's well known that the patient prefers low cost. Sometimes, well-intended gestures can cause greater financial challenges when you learn that discounts are offered for the name-brand or the generic for the same medication instead. No matter how much you want to save money, waiting for a revised prescription may not always be advisable. Additionally, many programs that offer discounts requires an advocate such as a physician or social worker. It makes the most amount of sense.

There are other ways to save money on prescription. For example, pharmacies that reside near major hospitals for lucrative reasons often have financial arrangement made between hospital and pharmacy for first-time patients. A pharmacy may generously cover up to $200 worth of prescription medication(s) if it's your first fill. After that, the discounts usually dissolve. I recommend taking advantage of the offer. But be aware that small and local pharmacies especially ones near hospitals charge more for medications than say Target or Wal-Mart. After your first fill, it's preferrable to go somewhere else.

If you want to milk it, and you take medication(s) on a regular basis, you can hop hospitals. Large hospitals that accommodate no or low-income patients and hospitals near universities are most likely to offer discounts. By speaking to a social worker, you can find out if medication costs can be waived. And just keep doing that until it's no longer an option. Because this blog is dedicated to saving money, I mentioned this possible opportunity, but that doesn't mean I agree with it. The first time I can understand, but when arrangements are made to continue this habit when there are patients who really need the money, I find it not only distasteful but immoral. Another great way to save money on prescription medication is to ask your physician for any available samples. My optometrist has given me three bottles of prescription eye drops. That's a substantial amount of savings, and all it took was asking.

I know there are a lot of people who don't find investigating these discounts worth their time. I'm not sure why. They seem firm in their position and unaware that they're making an uninformed opinion. How can you possibly know that it's a waste of time or not worth the effort if you don't even know what the offers are? How difficult is it to open your web browser, type in www.needymeds.com and searching for the medication you need under alphabetical order? Many of us spend extensive hours online, anyways. It's not the most productive way to spend time, but since when did we start to care about spending our time more wisely? I can't help but feel like that claim is just used as an excuse to avoid inquiry. It's a quick search. Unfortunately, I've come across an exorbitant amount of lazy individuals, so my faith in people taking my advice is low. I provide phone numbers and referrals from a reputable office that's likely to recommend a competent specialist. And people manage to still ask me more questions, questions that can quickly be answered with a phone call. So I'll even do some of the work for you.

-General Discount Cards-

Discount cards for patients with no health coverage:

Merck Prescription Discount Card
Pfizer Pfriends
Together Rx Access Card

Free to low Discount Drug Cards:

AARP MemberRx Choice
www.aarp.org
Citizens Prescription Drug Program
www.citizensenergy.com/energy-assistance-citizens-health.htm
FamilyWize Prescription Drug Savings Program
www.unitedway.org

Discount cards that require a small payment each time a card is used:

Pharmacy Reward
www.pharmacyreward.com/needymeds/index.cfm
Rx Help for You
www.Rx HelpforYou.com

Eligibility details vary and must be reviewed, but I practically handed you a cheat sheet.

At the very least I urge you to ask your physician for any sample medications. Physicians are loaded with them. So, it never hurts to ask. What's the worst that can happen? You get nothing complimentary, and you're in the same position. For the possibility of saving money and being no worse off than you already are, a question that takes 30 seconds to ask is worth it!